Orlando Commercial Hard & Private Money Loans | Florida Private Investor
At AHL Hard Money Resources we lead the country and Florida in providing the very best selection of small balance apartment hard and Florida private money loan programs and financing for self-employed apartment owners who have tried getting a bank loan and have been turned down by the banks. We realize the financial demands and stress of owning an apartment complex if it 5 units, 10 units, 15 units, 20 units, 25 units up to 50 units. We can help you get the hard and private money apartment loan you need to improve your property, to rehab your apartment complex, to update your apartment complex so you can increase your rents and add value to your bottom line and increase your rent rolls.
At AHL Hard Money Resources we are based in Florida but we strive to providing commercial hard and private money apartment financing, Florida bridge loans, mortgages and offer the best mortgage programs in California, Texas, New York, Atlanta, Florida. We work directly with Mortgage Investors, Direct Apartment Owners, Investors, Realtors, Mortgage Bankers to get your clients endorsement and financed on their apartment loan request refinance or purchases. We offer 20 years of experience in hard and private money in Florida and Nationwide. When time is of the essence and you can’t wait on the banks to give you and answer 60 days we can help you get the capital you need and use the Equity in your free and clear commercial apartment building. Our Investors will use the equity in your apartment building to place a first mortgage loan secure by the property usually 50% up to 65% of the value. Once you pay the loan off or refinance the mortgage will be satisfied.
The Commercial Apartment complex market is very hot since the housing market took a dive prices and rents have gone up dramatically in recent years. This has driven the prices of apartment buildings up and have created more equity in your properties. This large increase in apartment loan applications however the banks or not endorsing as many loans. This void has created a large pool of good borrowers with a few credit issues or income documentation issues that or good borrowers and just need an Investor who can listen to their needs and help them get the financing they need.
Reasons To Use Our Commercial Apartment Hard and Private Money Loan Programs: Get a Custom Quote Now 8135165210
* The Banks have turned you down.
* You show a loss on your income taxes
* Your credit is bad
* You had recent a bk or foreclosure
* You need to pay off IRS or tax liens on the commercial property
* You are self-employed
* You own more than one commercial building and need to refinance or do a blanket loan on two, or three buildings
* You need to consolidate Debt
* You to purchase a new apartment complex and the banks or taking too long to help you get financing.
* You need to pay back property on your commercial building.
* You’re going through a divorce settlement
* You need to purchase more inventory at a great price and have to raise capital quickly you don have time to wait for the banks to get you endorsed
* You need cash out fast. You need cash out in 21 days or less 60 to 90 days waiting on a bank to tell you no
* You’re in foreclosure but have equity. We can help you keep your business
* You need to leverage your Free and clear apartment building and get cash out
* As and exit strategy we, unlike many Investors, work to help you improve your credit so you can obtain a better loan down the road
Types of Apartment Complexes we are looking for would be
Multifamily, Mixed Use, 5/ to 50 units, Seeking Brick, Stucco, Frame buildings, a nice pride of ownership is a must. Properties must have great eye Appeal.
Ideally, over 25 units you would have a property manager.
Loan size is 50k to 6 million
Terms: 5/7/10/20/30 years
Investing Areas Florida and Nationwide
No Commitment Fees
Full Appraisal is Needed
No upfront fees ever
Alternative Financing will be considered bank statements, leases, tax returns, net 30, net 60
80% occupancy rates would be desired to refinance your loan
40% Down payment need on Apartment Complex Financing
We can close in LLC or partnership
No due diligence fees ever and please do not pay them
Investor Points 1 to 2 points
Investor Fees up to 2 points on a case by case basis
Minimum Debt Service Ratio 1.275
No outside Legal Fees
Survey would be needed
Rates 8 to 12.65%
Types of Apartment Loans would be
Hard Money and Private Money Apartment Loans. These apartment loans will be secured by a 1st mortgage on the property. We use the equity in your free and clear apartment complex to get you the cash out you need. Ltvs up to 55% Loan sizes 50k to 5 million. Make sense underwriting, Lite Doc, and Stated. Good credit, bad credit, no credit. Loan endorsements in 36 to 48 hours. Closing Times would be 10 to 14 days. We A H l offer the largest selection on commercial hard money and private money equity based loans in Florida and Nationwide. Get a CUSTOM QUOTE NOW 8135165210 Typical terms are 3/5/7 years.
Subprime or Alt A Commercial Loans in Florida and Nationwide: This is an upgrade over Hard Money or Equity based loans but the underwriting is much tougher because your being offered rates from 6 to 9%. The income documentation is still not as bad as the banks. Underwriting is more flexible and will give concessions whereas the bank is black and white and if you don’t meet the exact income requirements, debt to income ratios, debt coverage ratios, employment, sales and the profit and lost statement is underwritten as well. You can expect to get an endorsement in 36 to 72 hours. Closing times would be 21 to 30 days. Get a CUSTOM QUOTE NOW 8135165210 Typical terms would be 3/5/7 years
Apartment Bridge Commercial Apartment Loans: Our Investors offer Apartment Bridge loans short terms hard money and private loans usually for 1 to 2 years this is a short At AHL we specialize in Hard Money Bridge Loans for investors, Investors, borrowers and direct clients. Typical rates would be 7% to 12% depending on credit, equity, and underwriting, income. Closing times usually would be 8 to 14 days.
When you are considering refinancing or purchasing your next apartment complex in Florida or Nationwide and you need to get endorsed for a commercial hard money or private money loan, mortgage, bridge loan, please call us as we are the best in Florida and Nationwide.
150 Years of Hard Money Experience
Thousands of loan closings and references for Investors and borrowers
Fast Quick easy endorsements
No upfront fees.
Fast Underwriting and Make sense underwriting.
Submit and call us today for a Custom Quote and see why we are the best. 8135165210
A H L Hard Money Commercial Loans and Resources
8135165210
8133162006-fax
Direct Email is ahlhardmoneylender@gmail.com
14802 N Dale Mabry, Tampa, Fl 33618
Florida and Nationwide Commerical Loans, Mortgages, Financing specializing in apartment financing and hard money loans. Have a great day.
