Today’s banks have much tougher underwriting guidelines for commercial loans than they ever have since 2008. Commercial borrowers must provide extend proof of income on both a personal and business level, profit and lost statements on the company, many times banks want to see a business plan, and they want the borrower, to pay upfront for an appraisal which may cost 5,000 and up.

This long underwriting process, undo stress, and paper work headaches can lead to a lot of tension, frustration and take many months only for the bank to say your not approved. This might cause the borrower to lose a great business opportunity, not be able to purchase new equipment, capitalize or seize a very important business deal. This road block doesn’t have to be an option for our Florida commercial private money borrowers.

If you own a commercial building with no mortgage, small mortgage balance, if its paid off, our network of investors will use the equity in your mixed use, multi family property, strip center, restaurant, apartment complex and place a first mortgage against your equity.

This private money commercial loan is fast, easy simple and doesn’t require extensive underwriting and many times our investors do a site visit and if its free and clear will no require and appraisal saving the borrower 5,000 to 7,000 in wasteful fees.

At shop commercial mortgage we have over 100 private investors looking to fund great commercial deals with land in Florida. We use make sense underwriting, and if you show a lost or depreciate your business taxes as a smart business owner. Our underwriting team will look at your bank statement deposits for the last 24 months to make sense out of this process and make is simple , easy and fast.

The loan process is very easy application, site visit, order title , 24 months of bank statements and if you lease your building copy of your leases, if everything is fine then you should  be able to close in 21 to 14 days. However if a lien comes up or shows up on you title then it would have to be paid off. Commercial bank loans will give you lower rates however the opportunity cost of that lower rate comes at and expense price to many borrowers who or on a very restrictive time constraint. We you need to leverage your commercial building in Florida, or you have commercial land in Florida paid off, please give us a call at shop commercial mortgage.

We have hundreds of years of experience in underwriting commercial and residential loans. We will tailor make a commercial loan to suit your specialized needs as each one of our borrowers or different and have different situations. Please tap into the millions we have in private hard money capital each  month for your Florida commercial real estate deals. If your loan request on your commercial building is as low as 25,000 we can help up to 5 million no problem. Please give us 48 hours or less to respond and no application fees or needed. Again we are 100% equity based so your property has to meet our strict guidelines of being in excellent condition and the loan must make sense.

Thanks again and we think we provide a much easier option that difficult banks loans that can take up to 60 to 90 days. We fill the void by giving Florida commercial borrowers different choices and instead of getting denied we can help you get approved. When you need fast cash, we can get the cash you need in record time if you have the equity in your property.ur property.