Florida Commercial Loans | Jacksonville Private Commercial Investing
We offer the largest selection strip center anchored and non-anchored loan programs in Florida and the country. When Investors, Realtors, Direct Clients seeking to refinance or purchase a new strip center in Florida and Nationwide, Atalanta, New York, Dallas, Houston, Miami, Orlando, Boca, Ft. Lauderdale, Tampa, Chicago. Banks or not Investing on small or large strip center loans if the borrowers or less self-employed or have a few income or credit issues. We have closed many transactions for our clients and offer small and large strip center mortgages, financing, and loans 100k to 10 million.
At AHL We offer strip center financing starting at 8# to 12%. Our Investor will place a first mortgage on the Equity in the strip center and the amount of rents you have coming in on your rent rolls. We specialize in small strip centers 100k to 1 million, then we progress to our Level 2 strip center financing and hard money loans for properties 1 million to 3 million, the Level 3 strip center hard money is for strip center properties usually with anchor tenants 3 million to 10 million. Our Lever 4 strip center program is for much larger strip center properties usually sq footage from 500k to 10 million and above in huge metro areas, large cities, and large population densities.
We specialize in Florida and Nationwide strip center hard and private money loans, mortgages, and financing for self employed borrowers who have been turned down by the banks for the following reasons.
1. Your credit is bad, no credit,
2, Your self-employed and the banks have turned you down because you have depreciated to many losses on your tax returns.
3. You need to purchase inventory or new products and you don’t have time for a bank to give you and answer in 60 or 90 days.
4. You need to purchase another commercial building.
5. You need to pay back on you behind property taxes
6. Your self-employed and banks have said know and you need to consolidate debt and pull cash opt-out of your free and clear paid off strip center or very low mortgage balance.
7. The Bank has modified your current mortgage on you commercial building creating equity and you want to pull cash out.’
8. Your Property is going to a tax deed sale but you have equity in the building and need to save it.
9. You don’t have good income documentation we will work by using your profit and loss, rent rolls, leasing, inventory, business bank statements,
10. Flexible on Dtis, DCR ratios
Nice Programs for your Strip Center Deals.
Level 1 Strip Center Loans 100k to 1 million on Anchored, non-anchored, or shadow anchored strip centers
Level 2 Strip Center Loans 1 to 3 million on Anchored, non-anchored, or shadow anchored strip centers
Level 3 Strip Center Loans 3 million to 10 million to Anchored, NonAnchored, or shadow anchored strip centers
Level 4 Strip Center Loans 10 million and above on largely anchored strip centers usually 500k to 1 million square feet
Loans sizes 100 k to 50 million
Acquisitions and Unlimited Cashout Refinances
Rates 8% to 12%
2/3/5/7/10/15 year terms
Flexible 1 and 2-year prepayment penalties
Full Doc, Lite Doc, and Stated Programs
Minimum Credit Score 525 with applied make sense underwriting
No Due Upfront fees most Investors will charge process and upfront fee please do not pay these
Full Appraisal must be ordered
Closing times 21 days or less
24- to 48 HR validation
Investing Areas Florida and Nationwide on case by case basis
Make sense underwriting is applied for good borrowers who have had a few credit and income issues. Our experienced underwriting team will make you deal work if it makes sense.
Type of Properties Low mortgage balances, free and clear strip centers, plazas, medium strip centers, large strip centers, commercial strip centers where the banks have created equity with a modification and reduced your mortgage or discounted your mortgage balance.
We pride ourselves in keeping you cost lowered and feel no need for travel site fees, or due diligence fees that a lot of commercial Investors will charge. We are Florida’s and the Nations leader in getting you strip center hard money and private money loan submitted, closed and financed. When others will take 30 to 40 days because we or using the equity in the property we can react and give quick answers and if you have a good profit and loss statement and rent rolls its possible many times depending on the title search to close in 21 days or less.
Items Needed For Mortgage Investors, and Realtors to Submit on your Strip Center Deal
1. Executive Summary
2. Pictures of the Property
3. Credit Report
3. Articles of Incorp
4. Application
5. Rent Rolls
6 Copy of your survey on the property
7. Copy of your client’s banks statements 12 months business and personal
8. Purchase Contract
9. Verification of Deposit if you putting 35% to 40% down
These will get the file submitted and into underwriting withing 24 to 72 hours.
CALL US FOR A CUSTOM QUOTE AND LET US HELP YOU GET YOU STRIP CENTER DEAL FINANCED AND CLOSED ASAP.
OUR MOTTO IS WHEN TIME IS OF THE ESSENCE YOU CAN COUNT ON OUR TEAM OF INVESTORS AND EXPERIENCED UNDERWRITERS TO HELP YOU GET YOUR DEAL CLOSED.
A H L HARD MONEY RESOURCES
save thousands, easy undewriting, fast endorsements, no bank hassles, references, no upfront fees ever
8135165210—- HARD MONEY COMMERCIAL VAILDATION LINE
8133162007—-HARD MONEY FAX LINE
14802 N Dale Mabry
Tampa, Fl 33618 ahlhardmoneylender@gmail.com
