Florida Direct Clients

We Specialize in Self-Employed Borrowers With Less Than Perfect Credit!

What you can expect as a borrower when you submit your loan to ShopCommercialMortgage.com:

  • Need a Fast Answer?
  • Quick Answers Same Day to 48 hrs
  • Easy Closings, Streamlined Process
  • Experienced Underwriting To Give you Peace of Mind
  • All less than perfect credit okay
  • 150 Years of Hard Money Experience to Work on Your Deal!!
  • World Class Team of Knowledgeable Professionals is always here to answer your Questions.!!

At ShopCommercialMortgage.com we have the largest pool of hard money and private investors to meet all your financial refinance and commercial purchase needs. Many of you have recently applied at a bank and experienced the frustration of being turned down, due to lack of income, or credit issues. Our Commercial Loan programs will eliminate that concern as all of our programs are Equity Driven not credit driven. Our underwriters will tailor-make a loan program to meet your financial objectives and requirements. We focus more on the equity in your property and realize you have many different reasons for needing private commercial loans such as:

  • Getting your Hands on cash out quickly
  • Paying off debt
  • Purchasing New Equipment
  • Paying Property taxes
  • Expanding your Building
  • and many more reasons.

How to Apply for a Hard Money Commercial Loan

  1. Fill out a Loan Request with your basic information
  2. One of our experienced underwriters will call you
  3. They will discuss your property and how much equity you have.
  4. They will touch base and see how much of a loan you need to refinance or purchase
  5. Our Hard Money Underwriting will determine a value and inspect your building and land
  6. They will issue a commitment within 72 hours.
  7. Underwriters will need copies of leases if you have renters
  8. Pictures of the property
  9. These mandates or subject to title, inspection, and your ability to repay the loan.
  10. The loan will go through a simple underwriting process.
  11. Typical closing times on free and clear commercial property would be 14 to 21 days not 60 to 90 days like a bank.

Program Highlights

  • Loan to Values to 65%
  • Stated and Lite Documentation
  • Loan sizes 50k to 10 Million
  • Loan Areas Florida New York and California
  • Terms: 1/2/3/5/7 years
  • Closing Times 14 to 21 days assuming no issues on the property inspection title or income issues
  • You can close in LLCs or Partnerships
  • Appraisals will be done on a case-by-case basis
  • All credit accepted
  • Ideally, the property will be income producing

Our simple, easy, streamlined commercial loan application programs give you less frustration, more peace of mind, and the security that we will close your loan without any bank hassles. Our investors are aggressively searching for free and clear strip centers, apartment buildings, mixed-use, multi-family, and commercial buildings with great pride of ownership in Florida, California, and New York.

Florida Self-Employed Borrowers in Tampa

Get Started


To get started, fill out this online form with your information. One of our team members will contact you shortly!

    (*) Name:

    (*) Email:

    (*) Phone:

    (*) Commercial Address:

    (*) Property Address:

    Loan Type:

    Your Message


    Check Out Our

    Commercial Loan Criteria

    Learn more about the various loan criteria we have for financing commercial purchase & refinance deals in your area.

    Sign Up for Our Newsletter